Frequently asked questions.

Click on a question for the answer

Automobile FAQs

A4  Do I need to buy insurance from the rental car company
if I have my own personal automobile insurance?

A2  How does my automobile policy protect me
when I'm driving in other states that may require
different limits or types of coverage?
What about when I'm driving in another country?

A3  If I rent a car or truck am I protected against loss
by my business auto policy?

A4  What happens after I file a claim?

A5  What happens if I cause a car accident?

A6  What if another driver hits my car?

A7  Will filing a claim make my premium increase
or result in my policy being canceled?

A8  Will my automobile policy protect a friend or relative
if I loan my vehicle to them?

Boat FAQs

B1  Is my boat insured if I have an auto or homeowner policy?

B2  How do I file a claim?

B3  Will filing a claim make my premium increase
or result in my policy being canceled?

Business FAQs

Bz1  What kind of insurance does my business need?

Bz2  If I rent a car or truck am I protected against loss
 by my business auto policy?

Bz3  What happens after I file a claim?

Bz4  Will filing a claim make my premium increase or
 result in my policy being canceled?

Claims FAQs

C1  How do I file a claim?

C2  What happens after I file a claim?

C3  What happens if I cause a car accident?

General FAQs

G1  How do I file a claim?

G2  What are the benefits of a renters policy?

Homeowners FAQs

H1  Are natural disasters such as flood, earthquakes
and hurricanes covered under my homeowner policy?

H2  Do I need  a condominium policy if my condominium
association has a master policy for the complex?

H3  Does my homeowner policy cover my possessions
when they are not in my house?

H4  I'm not near any body of water. Is there any
particular reason why I would need flood insurance?
Doesn't my homeowner policy provide flood coverage?

H5  Will my roommate's renters policy cover me as well?

H6  What  happens after I file a claim?

H7  Will filing a claim make my premium increase or result
in my policy being canceled?

 

Information provided by www.iii.org

 

TIPS

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