DISASTER PREPAREDNESS
Be prepared for a natural disaster, before and after.

For more information, click here:   >Disaster Preparedness<

FLOOD INSURANCE
For residential and commercial properties

Even if you are not located near a lake or river, you still face flood risks. Of course there are the obvious threats of flood—hurricanes, heavy rainstorms and melting snow—but you can also experience flooding from other not-so-obvious causes:

•  damaged water mains
•  broken levees and dams
•  ruptured tanks and towers

For more information, click here:   >Flood Insurance<  (this is a 638KB PDF)

IDENTITY THEFT
Identity theft has become a national concern, with 10 million victims in the US, according to some estimates. The market is being flooded with identity theft insurance, credit monitoring plans, and other services, and our mailboxes are being flooded with offers to buy these services and dire warnings of what could happen if we don't. How do you know whether you should buy identity theft protection?

For more information, click here:   >Identity Theft<

EMPLOYMENT PRACTICE LIABILITY
Cases against employers are on the rise. It is estimated that three out of five firms will be sued by an employee. Companiesare finding that they are vulnerable from the pre-hiring process through the exit interview, even if the employee was never hired, or only at the company a matter of days.

For more information, click here:   >Employment Practice<